After browsing for the perfect new Lexus vehicle, you’ll find that your next steps are to begin exploring your financing and leasing options. Although financing is a fantastic choice for many shoppers, others like you may prefer to lease instead. There are certainly advantages to leasing, but there are other aspects that are similar to financing. In both cases, you’ll want to ensure that you have some kind of vehicle insurance before you head out onto the Delray Beach roads.
In Florida, the minimum auto insurance you’ll need is $10,000 of coverage in personal injury protection (PIP) and $10,000 of coverage in property damage liability (PDL). However, the leased car insurance requirements for many lenders will often be more. Many providers will ask that you have full insurance coverage in addition to the minimum Lexus lease insurance requirements in Florida. Learn more about car leasing with insurance and even lease gap insurance today with the experts at the Lexus of Palm Beach finance and leasing center!
Technically, the minimum Lexus lease insurance requirements in Florida are dependent on the exact lease provider that you go with. Although the insurance requirements in Florida are a minimum of $10,000 of coverage in PIP and PDL, many providers will want to see full automotive insurance coverage and may even suggest you opt for lease GAP insurance. According to Florida Statutes, you will need $100,000/$300,000 of bodily injury liability insurance and $50,000 of property damage liability if you are the lessee.
Local laws and the lease car insurance requirements for your specific situation may vary, so we recommend you speak to one of our experts for assistance. We’ve gone over car leasing with insurance in Florida, but, what does all of this really mean for you in terms of protection on the Lake Worth roads? Here are some of the definitions for each of the coverages for vehicle insurance:
If you’re ready to upgrade your West Palm Beach adventures with a vehicle lease, head to our dealership today! We can help you discover all of your insurance options and address any concerns you may have. To get started, get in touch with our team online.
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