If you’re searching for a quality used car near Delray Beach, you may be wondering, “How long can I finance a used car?” On average, the auto loan term for a used car is somewhere between 60 to 72 months, and it keeps going up as car prices increase. Still, there are few restrictions on how long you can finance a car. The length of your auto loan will also depend on how much you can afford to pay per month. See how much you can expect to pay per month with Lexus of Palm Beach’s payment calculator. Then, feel free to learn more about financing a used car below.
While there’s no set limit on a used car loan, lenders often place their own limits on the length of a loan term. For example, many banks limits used car loans to seven years and more than 100,000 miles. Some banks around Lake Worth have a policy against financing vehicles over seven years old and over 100,000 miles on their odometers. If you’d like a gently used model, you can find a low-mileage used vehicle on our lot. Be sure to discuss with your preferred lender about restrictions they may impose on financing a used car in the Palm Beach Gardens area.
Discover our used selection today and find your favorite model if you haven’t already! Then, get in touch with our finance experts and they will be able to help you secure favorable financing in the West Palm Beach area.
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